Why choose our financing options?

Hearth offers multiple promotional financing options that can address your budgetary needs. Instead of paying cash, keep more money in your pocket and get interest rates that are typically much lower than a credit card.   

Your loan is only valid to pay for products and services offered through the merchant you applied with.  

North American Roofing Company will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.  

Your first payment will be due no fewer than 30 days from the date the merchant settles your transaction. Subsequent payments are due on that date every month for the duration of your loan term. You'll receive monthly statements as a reminder.  

North American Roofing Company will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.  

When you fill out an application and view available loan offers, our platform uses a soft pull of credit that will not impact your credit score. If you select an offer to move forward with, then we will run a hard pull of credit that may have a small impact on your credit score.  

Once your loan is approved, you have 5 months to transact against your loan with this business. This is also referred to as your purchase window.  

For your convenience, Hearth takes payment online or by phone. Please visit myaccount.momnt.com or call (512) 686-4141 . For security purposes, be prepared to provide your Loan Number and Security PIN to verify your identity and process your payment if paying by phone. 

No matter what amount you are approved for, you will only be responsible to pay back the amount you spend with your provider during the purchase window, plus associated interest and fees.